Who we are

8th largest

bank in North America by assets

880 billion*

in total assets

An engaged and diverse team of employees

Three operating groups

Personal and
Commercial Banking

BMO Wealth
Management

BMO Capital
Markets

We serve

12+ million

customers globally

8+ million

personal and commercial customers in Canada

2+ million

personal, small business and commercial customers in the United States

* As of January 31, 2020

7 Things to Know About BMO

Read more about BMO, including who we are, what matters to us – and what sets us apart.

7 Things to Know About BMO

Read more about BMO, including who we are, what matters to us – and what sets us apart.


Financial snapshot
Q1 corporate fact sheet

Download PDF (196 KB)

A 191-Year Dividend Record

BMO Financial Group has the longest-running dividend payout record of any company in Canada, at 191 years.
BMO common shares had an annual dividend yield of 4.2% at October 31, 2019.

Compound annual growth rate:

6.4%

BMO 15-year

5.7%

BMO 5-year

Dividends Declared ($ per share) 
2007: 2.71; 2008: 2.80; 2009: 2.80; 2010: 2.80; 2011: 2.80; 2012: 2.82; 2013: 2.94; 2014: 3.08; 2015: 3.24; 2016: 3.40; 2017: 3.56; 2018: 3.78; 2019: 4.06

2019 Performance

Net Revenue (C$ billions) Reported / Adjusted – 2017: 20.6; 2018: 21.6; 2019: 22.8
Net Income (C$ billions) – 2017 reported: 5.3; 2017 adjusted: 5.5; 2018 reported: 5.5; 2018 adjusted: 6.0; 2019 reported: 5.8; 2019 adjusted: 6.2.
Common Equity Tier 1 Ratio – 2017: 11.4%; 2018: 11.3%; 2019: 11.4%.

Earnings per share growth (%)

2018 reported: 3.3%; 2018 adjusted: 10.3%; 2019 reported: 6.0%; 2019 adjusted: 4.9%.

Total shareholder return (%)

BMO 3-year: 8.6%; S&P/TSX Composite Index 3-year: 6.8%; BMO 5-year: 7.8%; S&B/TSX Composite Index 5-year: 5.6%.
Medium-term objectives 2019 financial performance
Adjusted EPS growth of 7% to 10%4.9%
Adjusted ROE of 15% or more13.7%
Adjusted net operating leverage of 2% or more0.8%
Capital ratios that exceed regulatory requirements11.4% CET1 Ratio

Significant U.S. contribution to total bank

2010 Adjusted Net Income: 89% Canada; 4% United States, 7% Other
2019 Adjusted Net Income: 58% Canada; 34% United States; 9% Other

Numbers may not add due to rounding.

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Good corporate governance matters to our shareholders, our customers, our employees – and to us.